According to the most recent data released by AMFI on May 9, monthly inflows into mutual funds via the Systematic Investment Plan (SIP) method increased 2.72 percent to reach a new all-time high of Rs 26,632 crore in April. In March, the monthly SIP inflows were Rs 25,926 crore.
Venkat Chalasani, the head of the Association of Mutual Funds in India (AMFI), reports that the number of contributing SIP accounts increased from 8.11 crore in March 2025 to 8.38 crore in April.
Additionally, in April, assets under management (AUM) under SIPs increased to Rs 13.90 lakh crore, or around 20% of the overall AUM of the mutual fund sector in India. Though 46 lakh SIP accounts were registered in April, 1.36 crore accounts were stopped or matured during the same month, indicating that Indian mutual funds continued to see greater net SIP stoppages.
This account stoppage is anticipated to be removed in May, given that the procedure was completed in April. Meanwhile, net inflows into equities mutual funds decreased to Rs 24,269.26 crore in April, a 3.2 percent decrease from the previous month.
Open-ended equity fund net inflows have remained in the positive range for the 50th consecutive month following April. In April, the Indian mutual fund industry experienced net inflows of Rs 2.77 lakh crore due to all-around mutual fund purchases.
Over the past ten years, SIPs have grown significantly in India, which is indicative of a major change in the way that individuals invest. During this time, SIP monthly investments have more than tripled, from Rs 8,513 crore in February 2020 to about Rs 26,000 crore in February 2025.
Notably, during the fiscal year FY25, SIP inflows increased by 45.24 percent to Rs 2.9 lakh crore, the biggest growth since FY18, when it increased by 52.98 percent.
